Why V12?
A personal loan, brought to you through V12 Personal Finance.
Bring your ideas to life with a personal loan, brought to you by V12 Personal Finance, a trading name of V12 Retail Finance Limited, here to help you fulfil your ambitions.
As a credit broker, we work with a carefully selected panel of leading UK lenders and credit brokers – see the list here. You can also read more about how we use your personal data in our privacy statement.
- Borrow from £2,000 to £500,000.
- It’s quick and simple, an eligibility check takes just a few minutes, and there’s no harm to your credit score.
- A full credit search will be carried out if you choose to apply for a loan with your chosen lender, and the Credit Reference Agencies may keep a record of that search.
- If eligible, we will find loan offers based on the information you provide.
- Quickly view your offers along with your personalised APR rate* and your eligibility.
*Your personalised APR rate is the rate the lender is prepared to offer you for the loan amount and term requested, subject to additional checks such as affordability and identification.
- This is a credit product. Credit is subject to status and is only available to UK residents aged 18 and over (for secured loans) and aged 20 and over (for unsecured loans).
- Failure to maintain payments may make future borrowing more difficult.
- If you’re thinking of consolidating existing borrowing you should be aware you may be extending the term of the debt and increasing the total amount you repay.
- Lending is subject to individual circumstances/status.
- If you are a homeowner V12 Personal Finance may provide you with details of loans secured against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
- V12 Retail Finance is a credit broker not a lender, we work with a carefully selected panel of leading UK lenders and credit brokers to help find you a personal loan.
Who should I contact if I have questions?
If you've got any questions about an existing eligibility check or would like some help or support, please contact our Customer Services team.
Telephone: 0333 1221109
Email:
Our Customer Service opening hours are Monday to Friday 9am-5pm, closed Saturday, Sunday and bank holidays (including Easter).
It's important to carefully consider the type of loan that best suits your needs as well as a term and amount that is suitable and affordable.
V12 Personal Finance is a credit broker, not a lender. V12 Personal Finance introduces you to a limited range of brokers or lenders who may offer you a loan. V12 Personal Finance does not work with the whole of the lending market, meaning other loans may be available to you elsewhere.
V12 Personal Finance does not give you any recommendation or advice. V12 Personal Finance acts for itself and is not impartial. It does not act for you or for the lenders or brokers it works with.
V12 Personal Finance receives a fixed or percentage commission payment from the lender or broker if you take out a loan. The commission it receives varies depending on the product and loan amount. Loan offers (if available) are shown in this order: unsecured loans followed by secured loans, ranked by the closest matched loan amount, term and lowest APR respectively. Before completing your application, you will be shown the commission arrangement between V12 Personal Finance and the lender or broker you have selected.
Credit is subject to status. You must be UK resident aged 18 and over, with a regular provable income. If you are a homeowner, V12 Personal Finance may provide you with details of loans secured against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
To make things easier, we'll share the information (including your personal details) that you confirm and provided during this eligibility check with our panel of lenders or brokers. We do this so that they can provide you with a quote for the loan you have requested and to save you from having to tell them again. Details of our panel can be found here.
You can read more about how we use your personal data in our privacy statement.